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Health

Practical Money-Saving Tips for Buying Medicine during the Pandemic

The coronavirus disease, also known as COVID19, is an infectious disease caused by the SARS-CoV-2 virus. This disease was first reported in Wuhan, China, last December 31, 2019. Then, the World Health Organization (WHO) declared the COVID19 outbreak a Public Health Emergency of International Concern on January 30, 2020. Soon after, it was declared a pandemic on March 11, 2020.

COVID19 spread like wildfire around the globe, affecting millions, if not billions, of lives. As a result, people are compelled to isolate themselves, schools are closed, public transports are limited, and multiple businesses are obligated to close shops temporarily. Consequently, plenty of people lost their jobs, and money became tight.

Unfortunately, the healthcare costs are high and are continuously rising even before the Covid-19 pandemic happened. Now, it is more challenging to purchase medicines since the coronavirus disease affected the livelihood of many people. However, that does not mean that you should sacrifice your health and medications during this global pandemic.

Go for Generics

The quickest and easiest way to save money when buying medicine is to opt for a generic brand. Generic medicines are copies of brand-name medicines. They both contain the same active ingredients, and the generic brand is just as strong as its counterpart. Most importantly, generic medicines cost three times less compared to their branded equivalent.

If you’re worried about the quality, don’t be. The Food and Drug Administration (FDA) approved generic medicines as safe and effective when consumed. However, not all medicines have a generic counterpart. Therefore, it is best to consult your doctor first if there are any when getting a prescription.

Look Around and Compare Prices

The price of medicine varies from one pharmacy to the other. That is why it is wise to shop and look around in local pharmacies, big-box retailers, supermarkets, and online vendors near you.

You don’t need to visit each store and establishment personally. Instead, a quick phone call will suffice. After you inquire, you can compare their prices and then choose one where you can save the most.

Splitting Pills

It is not common knowledge, but certain medicines can be split in half. In your next doctor appointment, ask them if your medication is available in higher doses and is safe to cut in half. For example, you can get a two (2) month supply of medicine for only one (1) month supply price, but in double dosage.

However, this does not apply to all types of medicine. This method is most applicable in pills or tablets that are “scored” in the middle. The line in the middle will serve as a guide on where to cut using a pill-splitter. When in doubt, always consult your doctor or ask your pharmacist.

Purchase in Bulk

Purchasing the medicines in bulk helps in lessening your medication cost. That is because retail pharmacies will give you a price break for buying medicines in larger quantities. This method is recommended the most if you’re on maintenance medications for high cholesterol, high blood pressure, type 2 diabetes, anxiety, and depression.

At your next appointment, ask your doctor to prescribe you a 90-day supply of medicine instead of a months’ worth of supply. It is much more affordable and convenient to get a three (3) month supply at once than getting a monthly refill.

Unfortunately, insurance companies restrict the number of refills you can get at a time. That is why you may have to purchase your bulk orders at online pharmacies that don’t require insurance. However, make sure first that the website is VIPPS-accredited. This is proof that they follow and commit to safe pharmacy practices.

Look for Discounts

Take advantage of the numerous discount programs and plans that you may be eligible to enter. In addition, plenty of organizations, such as the American Association of Retired Persons or AARP, offer drug discount cards to their members. Using the cards, they can receive a discount on different prescription medicines from their partnered pharmacies.

Aside from organizations, pharmacies also have their own savings card. The pharmacy savings card is used to get significantly discount drug prices when presented at the pharmacy counter. Moreover, you can also get discounts online. For example, BuzzRx offers a discount card for medication, and SingleCare offers discount programs with 80% off.

In addition, the use of mobile applications is widespread nowadays. For example, there is an application where you input your prescription, and they’ll automatically find the pharmacy that sells those medicines at the lowest price. Using the app, you can save gas money and dozens of visits to the local pharmacies and stores.

The Bottom Line

The COVID19 does not only affect one’s physical well-being but also their emotional and mental state. During this dire time, many are struggling to make ends meet. With the helpful tips and tricks above, we hope to alleviate some of the burdens in lessening your medication costs. Furthermore, being knowledgeable and wise will help you save so much money.

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