Homeowners and businesses clearing up from a strong storm Two tornadoes on Sunday night,including EF3 torn the Naperville areaAccording to Illinois Attorney General Kwame Raoul, fraudsters need to be vigilant.
“We often see scammers take advantage of the devastation caused by tornadoes and other natural disasters and use it as an opportunity to put it in their pockets,” Raul said in a statement. “People need to be careful of individuals seeking home repairs and insurance adjustment services on a door-to-door visit.”
According to Raul, scammers often move quickly to the community to take advantage of the victims of their homes and businesses.
He said that even if you need to act quickly, you need to shop, get quotes from multiple contractors, and avoid rushing into the deal. In addition, be sure to obtain the terms and conditions in writing and obtain a signed copy of the contract.
According to the Attorney General, if you enter into a contract based on a contractor’s home visit, you have the right to cancel the contract within three business days. In the case of disaster repair, if the insurer refuses compensation, you have the right to cancel the contract within 5 days of the insurer’s refusal.
According to the Attorney General, attention should be paid to contractors who offer repair services and “free” inspections on door-to-door sales.
According to Raul, general contractors do not need to be licensed under state law, but local governments may require a permit or have other requirements. Check with your local government for permits and other requirements before hiring someone.
Individuals check out contractors by calling the Attorney General’s Consumer Fraud Hotline at 800-386-5438 (Chicago), 800-243-0618 (Springfield), 800-243-0607 (Carbondale) can.visit Better Business Bureau Chicago Website Check if the company is a member and if a complaint has been filed against the company.
Don’t pay the full amount until all the work is done to your satisfaction, according to Raul, who urged residents to never pay in cash.
Public coordinators must be licensed by the Illinois Insurance Authority, and roofers must be licensed by the Illinois Treasury Expert Regulatory Authority.Please check with List of IDFPRs of Illinois Authorized Roofers to Make sure they are licensed..
Before hiring someone, ask them to confirm their required state and local permits and licenses. If the roofer or assessor does not have the required license, or if the name of the license does not match the name of the business card or truck, it should raise a red flag.You can do it Search for roof licenses online, as well as Make sure the official assessor is licensed and in good condition.. You can also call (866) 445-5364 for information about public adjusters.
According to the Attorney General’s office, the public coordinator will not work for your insurance company and may charge an additional fee. When filing a claim with an insurer, the insurer may provide an assessor to confirm the claim at no additional cost.
According to Raul, when contracting with a public assessor, be aware of the amount charged and whether you need to use a specific contractor for repairs.
Beware of storm-related repair scams: Illinois Attorney General | Chicago News
Source link Beware of storm-related repair scams: Illinois Attorney General | Chicago News